Until the end of 2024 .Fibank (First Investment Bank) will issue Visa and Mastercard credit cards with 0% interest. Credit cards of both brands, issued until 31.12.2024, participate in the bank's new promotion.
Cards will carry 0% interest for the first three accounting periods from the date of issue, provided customers have paid the minimum repayment and are no more than 30 days past due on any payment due to the bank.
Another main advantage of Fibank credit cards is that there is no annual fee for the first year, and when the card is actively used and a certain payment limit is reached, customers will not owe a fee for each next year. First Investment Bank does not charge fees for both applying and issuing the credit cards.
Fibank clients also receive additional services, including:
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Bonus cashback program: up to 1% (up to BGN 250) per card within 6 months;
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Free insurance “Travel abroad“ by Generali;
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Bonus program with booking.com for 3% cashback for every booking.
Customers have full control over their cards at any time through the bank's mobile application – My Fibank, having the ability to completely change the limits on their cards themselves, freeze or block them if necessary. Cards can be digitized both in My Fibank and in other mobile wallets – Apple Pay, Google Wallet (Fitbit Pay) and Garmin Pay.
FIB offers the possibility of fully remote credit card application – through the bank's website or its digital banking, as well as in any office of the bank throughout the country. Digitization, the number of transactions and the security of Fibank card payments make the bank the leader in card payments over the last 15 years in terms of transaction volume in credit card outlets in Bulgaria.
The full conditions of the promotion are published on the bank's website: https://www.fibank.bg/bg/chastni-lica/aktualno/vzemete-kreditna-karta-ot-fibank